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Personal & business banking
Supporting better banking decisions
Legal support for banks delivering personal and business services—covering products, compliance, customer journeys and commercial partnerships
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Banking expertise that moves with the market

We help banks and financial institutions deliver smarter, safer services—across personal and business banking. With decades of experience, we advise on everything from current accounts and mortgages to cards, loans, insurance and e-money. Our team supports regulatory compliance, including FCA Handbook, Consumer Duty, outsourcing rules and change programmes. We simplify customer journeys, draft clear terms, and help you stay ahead of evolving expectations.

We also advise on commercial arrangements—outsourcing, SaaS, introducer models and white-labelled products—ensuring your partnerships are watertight and future-ready. Our clients include major UK and international banks, building societies, challengers and finance companies. Whether you're launching a new product or navigating complex regulation, we bring clarity, pace and confidence to your next move.

Recognised excellence
Shoosmiths is very responsive and provides a great service.
Chambers UK Guide, 2025

Expertise that connects across sectors & services